Modern bookkeeping for owner-operated businesses across the United States. Cleanup, equipment-loan reconciliation, owner-account untangling, and monthly reports in plain English. All for a fraction of what a traditional bookkeeper costs.
These aren't aspirational stats. They're the current state of one client's QuickBooks file: caught up, reconciled, and tied to source documents to the penny.
Most files I take on are 6–24 months behind, with transactions miscategorized, reconciliations skipped, and loan balances that don't match any statement. I get everything current and accurate, and hand back a file your CPA will actually want to work with.
Equipment finance, working-capital term loans, merchant cash advances, SBA loans. All booked correctly with proper principal, interest, and residual splits. This is the work most bookkeepers won't touch, because it's the work that matters most when tax season hits.
S-Corp owners routinely have their personal contributions, distributions, and reasonable-comp draws all mixed into one bucket. This costs money at tax time. I reconstruct the Due-to-Shareholder account, flag misposted transactions, and give your CPA clean data to work with.
Most P&Ls are written for accountants. Mine are written for you. Every month you get a one-page summary: what made money, what didn't, what to watch next month, and what changed since last month. If something needs your attention, you'll know.
Revenue was up 12% vs March, mostly from the new commercial accounts you brought on at the end of Q1. Net income is strong.
A focused practice, not a generalist. Specialized in the parts of small-business bookkeeping that most providers won't touch: multi-month cleanup, equipment-loan reconciliation, S-Corp owner accounting.
Files 6–24 months behind. Full reconciliation against bank, credit card, and merchant statements.
Operating, payroll, credit cards, savings: every account reconciled monthly with zero variance.
Equipment financing, working capital, MCAs, SBA loans: booked correctly to lender statements.
Due-to-Shareholder reconstruction, loan-vs-distribution flagging, clean CPA handoff.
Rebuilt from the ground up so your P&L tells you what's making money.
One-page summary: what you made, what changed, what to watch next month.
Most owner-operators I work with start with the same situation: books a year behind, equipment loans tangled, owner draws miscategorized, and a tax season that feels like guesswork. Here's a current engagement.
QuickBooks Online file that hadn't been reconciled in over a year. Multiple equipment-finance loans, a merchant cash advance with weekly residuals, and owner activity flowing through the operating account without structure.
The owners now know what they owe, what they own, and what each piece of equipment costs them per month. Their CPA will spend hours on tax prep, not days.
I'm Jake Brown, based in Red Bank, NJ. I work with clients across the U.S. By training, I'm a staff accountant with a finance degree from the University of Tampa and ongoing professional experience in corporate accounting. I started this practice to bring that level of rigor to owner-operated businesses: books that hold up under a CPA's review or a lender's scrutiny, at a price that respects you're running a real business, not a Fortune 500.
Most small business owners I see are paying $400–$800/month for bookkeeping that's basically data entry, or skipping it entirely and scrambling at tax time. I take on a focused number of clients and do the work most bookkeepers won't touch: multi-month cleanup, equipment-loan reconciliation, S-Corp owner accounting.
Modern AI tooling lets one person do the work of two, without sacrificing the judgment calls and personal accountability that make this work valuable. That's the entire model. Your books, done right, by someone you can actually reach.
Trust is the foundation of this work. Here's exactly how access works, designed so you stay in control of your data at every step.
You invite me through QBO's Accountant User system. You can revoke access in 30 seconds, anytime.
You connect your bank feed from your side. I see transactions inside QBO. I never touch your bank credentials.
Professional liability coverage on every engagement. Proof of coverage available on request.
Two-factor authentication on every account that touches your data, plus an enterprise password manager. No exceptions.
Every engagement starts with a written agreement: scope, confidentiality, termination terms. Clarity from day one.
One person on every account. No call centers, no offshore handoffs. Text me when you have a question.
Cleanup is usually the first engagement, a one-time flat fee scoped after the free file review. Most clients move into a monthly package once the file is clean.
30-minute review of your QuickBooks file. You get an honest written assessment of where it stands and what cleanup, if any, it needs. No obligation either way.
Book a free file review →